Relevant and even prescient commentary on news, politics and the economy.

Insurer Financial Performance in 2023

You will read more on the profitability of healthcare plans as detailed by KFF. A brief introduction to this issue in an article by KFF. In 2023, per enrollee gross margins were highest in the Medicare Advantage market, and medical loss ratios were lowest in the individual insurance market. While both gross margins and medical […]

2026 Healthcare Insurance Rate Changes – North Carolina

Charles Gaba at ACA Signups is reviewing Affordable(?) Care rate changes for 2026. We have been reading quite a bit about the new rate forthcoming for 2026. From the looks of it, I suspect many people will be going without healthcare insurance in North Carolina, etc. I will grab certain states I know some people […]

The private sector solution to health insurance

The “health” that drives private sector health insurance is the health of the corporate bottom line. As understand it, the “advantage” of Medicare Advantage was supposed to be lower costs for better benefits that only the free market could promise. How’s that working out? “UnitedHealthcare said in its second quarter earnings call that it plans […]

Sixteen Million Without Healthcare Insurance

Pinning down the numbers making up the 16 million people without healthcare insurance by 2034. From where did the number come? Government Medicaid Healthcare Insurance covered nearly 85 million people as of June 2024. According to the Congressional Budget Office, the changes to Medicaid and health insurance outlined in the One Big Beautiful Bill Act could lead […]

Killing us softly

mRNA vaccines proved transformational in the COVID-19 pandemic. Since then, they’ve allowed a rapid pivot to attack new variants. They saved tens of millions of lives worldwide, and prevented long COVID in survivors. “Infectious disease experts say the mRNA technology used in vaccines is safe, and they credit its development during the first Trump administration […]

“A relentless and holistic campaign against women’s autonomy and health”

Writing on Women’s healthcare and Healthcare in general has been my bailiwick in the past. With the death of Dan and losing some of Angry Bear’s writers as they aged out or just moved on left me with no choice but to expand my vision. It appears our president has a vision also and that […]

Destabilizing the US Job Market

Cuts to Medicaid will impact the people receiving healthcare from Medicaid. Such cutbacks will result in layoffs in Long-Term Services & Supports (LTSS). Medicaid is the “single largest payer” for Long Term Services & Supports (LTSS). It accounts for nearly half of total LTSS spending in the US. It includes care provided in a nursing home or […]

Healthcare Coverage as a Government Responsibility?

Interesting piece as taken from Gallup about healthcare coverage and who should be responsible for it. Most adult Americans believe the government should be directing a healthcare program for the citizens of the United States. That being said, all individuals would be covered. The article did not break it down by citizen or noncitizen. In […]