The existential threat to humanity in this century is climate change. It is estimated that upwards of half a billion people will be displaced by flooding, fires and desertification due to global warming. But such frightening predictions are based on climate modeling. How reliable are these models? It turns out, remarkably reliable: “Climate change doubters […]
Over the last 6 months, the seasonal adjusted index has increased at a 1.5% annual rate. by Bill McBride @ Calculated Risk Note: The Freddie Mac index is a repeat sales index using only loans purchased by Fannie and Freddie and includes appraisals. See FAQs here. Freddie has data for all states and many cities. For […]
Growing up and having Fluoride in the water was a big deal for stronger teeth. It was also in toothpaste. There is a whole industry that has grown up around the use of Fluoride in the water and in toothpaste. In Boot Camp, we were given a special and stronger treatment of fluoride. Now they […]