Some Background and History If you ever move to Arizona around Phoenix and maybe even further out, you are probably going to end up in a development which has a Home Owner’s Association (HOA). My experience with HOAs is mostly positive as the Pres. and the Board Members lived in the same subdivision as we […]

Dilemma . . . Do I make a jump to a mortgage at 6 to 7% just to have a bigger house? There is more to this than just interest rates. Building supplies as NDd mention have been an issue. If they are decreasing in cost, builders can lower prices to help sell new houses. […]