Michigan 8th District Congressman Mike Bishop’s ad:
“Additionally, under the American Health Care Act (AHCA), insurance companies cannot deny coverage based on pre-existing conditions – yet Elissa Slotkin continues to lie about Mike Bishop’s record.
Sec. 137 of H.R. 1628 of the AHCA states:
“Nothing in this Act shall be construed as permitting health insurance issuers to limit access to health coverage for individuals with preexisting conditions.”
Under the bill, health status cannot affect premiums, unless a state asks for and receives a waiver — a condition of which is the state having other protections in place for those with pre-existing conditions. To obtain a waiver, states would have to establish programs to serve people with pre-existing conditions. No matter what, insurance companies cannot deny coverage based on pre-existing conditions.”
It is a tossup in Michigan and Mike Bishop and his campaign manager “Stu” are scrambling and slinging all the mud they can to sway many of the voters he ignored over the last two years when he was invited to meet in townhall meetings. He could care less and there was always an excuse not to be there and listen to the people talk about his priorities and what he is doing as their Congressional Representative. He will ignore many of his constituents again over the next two years if we return him to office.
Everyone can have access to buy anything they want to buy; but, can they afford it is the question? Charles Gaba at ACA Signups; “The AHCA did not protect pre-existing conditions” the same as the coverage under the Affordable Care Act (ACA). What the AHCA does do is allow states to strip away those protections via the waiver process.
Quickly, the ACA prevents insurance companies from: refusing to insure someone with pre-existing conditions, charging more for pre-existing conditions, denying coverage of the condition, not covering a minimum of 60% of enrollee medical costs, having an arbitrary maximum annual or lifetime claims cap, and capping maximum out-of-pocket costs for in-network healthcare expenses.
Except for preventing insurance companies from refusing to insure someone with pre-existing conditions, the AHCA Mike Bishop voted for allows states to opt out of all of the other protections of the ACA. If we were living in a state which sought to protect its citizens from predatory insurance companies and assist them in getting affordable healthcare and healthcare insurance, I would not worry as much as to what Michigan Republicans would do.
Since 1992 Michigan has been controlled by a majority Republican Senate, a Republican majority House 18 of 26 years, and a Republican governorship 20 of 28 years. During that time period, Republicans have favored business over its constituents. The Medicaid expansion barely passed in Michigan with Senator Joe Hune (Senate Insurance Committee Chair) proclaiming he was sick to his stomach with its passage. Lana Theis is running for his seat as well as Adan Dreher. Lana favors farming out the administration of Medicaid insurance to insurance companies such as what might be found in an Advantage Plan which produces no better results than Medicare and costs taxpayers and Medicare recipients 14% more. Adam Dreher is more in tune with the constituency.
In the end Elissa Slotkin is not lying about Mike Bishop and the AHCA as Congressman Mike Bishop’s AHCA which he voted for does not protect constituents with pre-existing conditions in Michigan in the same manner as the ACA. His vote for the ACHA allows states to wavie the ACA protections in favor of insurance companies who can charge more, limit coverage, or deny coverage.