Relevant and even prescient commentary on news, politics and the economy.

Cost of Healthcare – Yearly Premium Changes

I broke Section 1 into two parts. The first part discussed the various types of plans available for single employees and employees needing family coverage. This part of Section 1 discusses premiums for sigle employees and employees with families. There is a match according to salary increases, inflation growth, and earnings. As you can see […]

Cost of Healthcare Insurance by Commercial and Government

Healthcare is expensive as it is. You have copays, etc. to shell out money for when required. It becomes even more expensive if you do not have healthcare insurance of some type. Even if you have healthcare insurance, it may not cover everything. The plus side of the insurance being, you will pay the negotiated […]

The Age Rating Game

Maggie Mahar Health Care Blog discusses some of the rhetoric employed in media on how to pay for health insurance. In other words, when costs are distributed over a large group, older adults save more than younger adults lose. Still, many believe that older Boomers can and should pick up the higher tab for their […]

Real information on "contraceptive pills" and health insurance

Jon Hammond from econographia reseached the topic of contraceptive pills on the cost aspects involved with health insurance at my request. Instead of losing real data in the comments sections on previous posts, I am posting his findings here: Here are some of the empirical findings dealing with the insurance costs and cost-savings of coverage […]

Free market mechanics and healthcare…

by Michael Halasey Free market mechanics and healthcare… Now, I hear something all the time in my work in the health policy realm, and that is that the “free market” could lower prices. I even recently had someone approach me after I mentioned that the PPACA had resulted in an extra million people aged 18-25 […]

Health Insurance, American Style

by Mike Kimel Following a merger, a few months ago I took a severance package from my most recent employer. Put another way, I became unemployed. I started looking for another job but without much luck. In the last few weeks, I’ve also started doing some consulting work with two clients. Its been sporadic but […]

Negotiations, Not Love Songs

My wife had knee surgery recently.* One of the great things about our then-current health insurer is that they provide complete data—list price, what they negotiated, what they paid, what you owe. Since we’re in the “doughnut hole,” I’m tracking more frequently than I usually would. And the bills—possibly because we were moving to a […]

Medical Tourism, separating facts from fiction

by Michael Halasy Practicing Emergency Medicine PA, Health Policy Analyst, and Health Services Researcher Medical Tourism, separating facts from fiction One of the greatest myths that I hear on a somewhat regular basis, centers around the belief that the US must have one of the greatest health systems in the world, because everyone comes here […]

Guest post: Interstate Health Insurance Sales

Guest post by Michael Halasy Practicing Emergency Medicine PA, Health Policy Analyst, and Health Services Researcher Interstate Health Insurance Sales One of the more common ideas often thrown around in health policy is the idea of allowing patients to purchase health insurance across state lines. The idea of course, is to allow patients access to […]