My ACA-Individual-Mandate Analysis Summed Up In Three Paragraphs**
As AB readers know, I’ve written quite a number of in-depth posts on the ACA litigation—on the individual-mandate provision and on other issues as well. (The number, by my count, is at least 11,** including the one I posted yesterday, titled “Showtime At The Supreme Court”). And for your reading enjoyment, and in honor the big show that will be staged at the Court during the next three days, I’m posting the links to all 10** of the earlier posts I located, below.
But in response to a comment by Coberly to “Showtime” post today, I summed up my analysis of the individual-mandate issue in three paragraphs. Coberly wrote:
Why, is there nothing then you can’t do in the name of the commerce clause?
Or is it a mystery known only to those who “actually know the law,” as opposed to those of us who worry about little things like civil liberties as they are actually experienced by, say, human beings?
I responded:
There are limits to what Congress can do in the name of the Commerce Clause, but because medical treatment for uninsured patients, including those traveling from one state to another, requires cost-shifting of huge amounts of money, some of it interstate, a law like the ACA is within the Commerce Clause limits.
That’s not to say that there may not be some other reason why a statute that falls within Congress’s Commerce Clause powers is unconstitutional, and although the people challenging the constitutionality of the mandate don’t expressly say this, their “freedom” and “liberty” claim is really a claim that the mandate violates the Fifth Amendment’s due process clause under a constitutional-law doctrine known as “substantive due process.” (That doctrine also is the legal doctrine under which the Supreme Court ruled that states can’t bar the sale and use of contraceptives, and is the doctrine underpinning Roe v. Wade and Lawrence v. Texas, the opinion that struck down state sodomy laws as unconstitutional.) But the Commerce Clause plays no role in this, one way or another.
Sure, if the Court strikes down as beyond Congress’s authority under the Commerce Clause a statute that requires people to do something or that bars them from doing something, then people are “free” to do or not do whatever the statute required or barred. But that’s just incidental. It isn’t less of an imposition on liberty for Congress to require people who can afford to do so to buy health insurance directly through the government by a tax under Congress’s taxing power (which is what the government does with Medicare) than to require then to buy it elsewhere under Congress’s Commerce Clause power.
Here are the links to the nine earlier ACA-litigation-related posts I was about to find:
- More on the activity/inactivity canard in the ACA litigation
- New wrinkles in the ACA litigation – Part I
- New wrinkles in the ACA litigation – Part II
- Markets and the ACA: Why the Supreme Court Will Uphold the ACA
- It’s not about regulating markets, after all! It’s about regulating the individual!**
- Paul Clement’s weird tail-can-morph-the-dog ACA-litigationargumen
- Judge Sutton Channels …Me?? States and individual liberty
- Judge Brett Kavanaugh’s Strange Political Prediction—AndOther Recent ACA-Litigation Events
- The Plot Sickens – The Heart of the ACA Litigation Movesto the Supreme Court
- Twenty-Six Republican State Attorneys General v. W. MittRomney (subtitle: Does Romney’s Economic Plan Violate State Sovereignty?)* [See asterisked correction below]
- The Cliff’s Notes for my post from yesterday subtitled“Does Romney’s Economic Plan Violate State Sovereignty
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*Actually, as Linda Greenhouse pointed out in her NYT column on Thursday, which I discussed in my post yesterday, it isn’t 26 state attorneys general. It’s 22 Republican state attorneys general and four Republican governors whose states have Democratic attorneys general.
**I added this one to the list after I posted this post earlier today.
Didn’t mean to be singled out.
What I find breathtaking is your absolute certainty that there is no difference between taxing the citizens and requiring the citizens to buy something from a profit making entity.
Someday when i have time I am going to show a copy of IRC 5000A to a couple of dozen self-employed individuals and lower wage individuals and see how many of them can make any sense whatsoever of the statute.
Little wonder so many people have no respect for the taxing power and the IRS. Not to mention the Congress.
Tax Provisions in the Health Care Act,” on the web page of the Journal of Accountancy, is at http://www.journalofaccountancy.com/web/20102724.htm. It doesn’t look more complicated than other sections of the tax code, and I doubt that what the employee will have to fill out will involve doing more than checking two or three boxes. Anyway, it’s easier than filing for bankruptcy because of medical bills you can’t pay.
Well
I don’t know what the current rate is, but it sounds like about 5k per year on average. multiply that by 40 years and it sounds like about 200 k i now have because i never bought insurance. can’t say i “knew” i wasn’t going to need it. but i know i wasn’t counting on someone else paying the bill. now if i didn’t have that 200k, i might be bankrupt.
so call me a free rider, but i think what you really mean is that i did not help you pay your medical bills for most of what i would have called hypochondria. certainly a victim of pay or die salesmanship by the medical/insurance complex.
now you have a law, which you like because you think it insures the poor and came from a democratic administration, and i don’t like because it preserves the profits of the medical-insurance complex which i learned to despise all those years.
i suppose that’s what makes politics. but it still amazes me that you can’t even imagine that i might have a colorable case.
and for reasons known only to myself, i WOULD be willing to pay a tax to provide for universal care… i suppose because that ultimately makes me, as a voter, in charge of the way the money is spent.
while i think you are essentially saying that since the banks and insurance companies own the government anyway, we might as well let them dictate the manner and style of our servitude.
coberly:
It really does not matter what you think or believe or are willing to pay. The ACA is what we have today and it is NOT universal healthcare, single payor or medicare. It is what it is and if it is allowed to go forward unadulterated, it will be far better than “nothing.”
No one in Congress cares what you want or are willing to pay as the blue dogs and Repubs blocked anything other than this. You never had the authority to determine how your money is spent.
“It is what it is and if it is allowed to go forward unadulterated, it will be far better than “nothing.” “
Shorter version: Shutup, Serf!
“It is what it is and if it is allowed to go forward unadulterated, it will be far better than “nothing.” “
Shorter version: Shutup, Serf!
“It is what it is and if it is allowed to go forward unadulterated, it will be far better than “nothing.” “
Shorter version: Shutup, Serf!
run
thanks.
as i have been trying to say, what takes my breath away is the absolute certainty that some people have that they have the absolute truth and no one else’s concerns are worth considering.
never sure that something is better than nothing until i know what something is. those unintended consequences you might have heard of.
fellow Serf
be of good cheer. next year a government study will show that there is an excess of unmarried men in wyoming, and of unmarried women in massachusetts, and BECAUSE MARRIAGE AFFECTS COMMERCE, it THEREFORE affects interstate commerce, and THEREFORE a law requiring all unmarried men in wyoming to select a woman from Massachusetts and marry her is CONSTITUTIONAL. And this of course will be far better than nothing.
oh, and while marriage is expensive, getting the tax break from the extra dependent means that being unmarried is actually a tax, and if the government can charge you a tax for being unmarried, it can certainly require you to pay for a wife, as anybody who ACTUALLY knows the law can tell you, contrary to the ridiculous claims of those who oppose the law and care nothing for the poor unwed mo…er, women of Massachusetts.
as a side benefit this will also reduce the welfare rolls and prevent those Wyoming bachelors from being free riders.
notes from the crazy conspiracy theorist
“privatization” of “entitlements” has been one of the goals of the world wide banking syndicate which essentially forces loans on counties that can’t afford to repay them, and then rescues the countries from their debt in return for “structural adjustments” that include low taxes, lower wages, and privatization of entitlements.
we don’t recognize that this is what is happening to the usa because after all we are the home of the world wide banking syndicate.
what we have here is “liberals” laboring to bring about privatization of “health care” before, of course, it ever became a government responsibility but was reaching the point where there “was no other choice.” the liberals are for the Romney plan because they think it is the Obama plan and therefore it’s the Democrats who want it and the mean old R’s who are against it. Trouble is of course the mean old R’s are only against it so the Democrats will be for it. They can be pretty sure their “base” will not revolt. Only add it to their reasons to vote against Democrats for the next fifty years.
Meanwhile Robert Reich seems to feel that if the Supremes reject the Obama plan, it will be an opportunity for real single payer. Of course that would not be better than nothing as friend Run75441 tells us. Because as you know, the only choices we had were the Romney-Obama plan or nothing. Kind of like the Bush-Obama tax cuts or nothing… nothing but the payroll tax holiday.
Which of course is the short cut to privatization of that other Entitlement, the big one, but I don’t want to beat a dead horse…
Except to say that it’s so much fun to fool a liberal. Get a few beers in em. Tell em which color is their team and they root like crazy.
notes from the crazy conspiracy theorist
“privatization” of “entitlements” has been one of the goals of the world wide banking syndicate which essentially forces loans on counties that can’t afford to repay them, and then rescues the countries from their debt in return for “structural adjustments” that include low taxes, lower wages, and privatization of entitlements.
we don’t recognize that this is what is happening to the usa because after all we are the home of the world wide banking syndicate.
what we have here is “liberals” laboring to bring about privatization of “health care” before, of course, it ever became a government responsibility but was reaching the point where there “was no other choice.” the liberals are for the Romney plan because they think it is the Obama plan and therefore it’s the Democrats who want it and the mean old R’s who are against it. Trouble is of course the mean old R’s are only against it so the Democrats will be for it. They can be pretty sure their “base” will not revolt. Only add it to their reasons to vote against Democrats for the next fifty years.
Meanwhile Robert Reich seems to feel that if the Supremes reject the Obama plan, it will be an opportunity for real single payer. Of course that would not be better than nothing as friend Run75441 tells us. Because as you know, the only choices we had were the Romney-Obama plan or nothing. Kind of like the Bush-Obama tax cuts or nothing… nothing but the payroll tax holiday.
Which of course is the short cut to privatization of that other Entitlement, the big one, but I don’t want to beat a dead horse…
Except to say that it’s so much fun to fool a liberal. Get a few beers in em. Tell em which color is their team and they root like crazy.Tod
so why am i making enemies of my old friends?
well, it’s cause i am on their side
and i hate to see them rushing to the other side of the boat because once again they’ve been fooled again.
was wondering
if all those years when i didn’t have insurance and paid for my own medical care… i was a “free rider”
presumably because if i had needed care i couldn’t pay for, someone else would have paid for it…?
why aren’t all those poor people who can’t afford insurance, and those with pre existing conditions, able to “free ride” and get someone else to pay for it…?
say, for example, by straight out welfare… a good way to lead into universal care in my modest opinion..
but now with Obama care, we all will have to buy from the company’s that wouldn’t sell to us when we needed it. and, of course, there will be “help” for those who can’t afford it… welfare?
not sure i see the absolute distinction… except of course that in the ordinary course of business those who can’t hide their incomes will have to pay, and those who can’t afford it will have to go to the government proctologist to PROVE they REALLY can’t afford to pay… not for the care, mind you, but for the “insurance.”
no doubt this is all perfectly clear to those who have thought of everything.
Robert Reich’s thoughts:
http://readersupportednews.org/opinion2/272-39/10655-healthcare-jujitsu