In the first three years of the PPACA, a Risk Corridor Program was established to help insurers get past the initial loss phases. This is typical of startups and was…

Healthcare Insurers Lose in Court Over Risk Corridor Funds I have written a couple of times about Sessions, Upton, Kingston, and Republicans sabotaging the ACA Risk Corridor Program with the…

…healthcare conditions such as cholesterol, blood pressure, obesity, etc. has a higher risk score. The government adjusts payment to each Medicare Advantage plan according to the risk scores determined by…

…to disenroll once they develop expensive chronic conditions by making their care as frustrating as possible.4 CMS attempted to correct risk pool gaming with risk adjustment via the Hierarchical Condition Categories…

…the difference. Risk adjustment. Both the rebate and the bid amount are “risk adjusted” to account for enrollees’ health status. Without risk adjustment, Medicare Advantage plans would have an incentive to…

…appropriate funds at the discretion of Congress. Funding had not been properly secured for the Risk Corridor Program. This effectively stopped any new funding from being used for the Risk…

…considered almost risk-free because if the borrowers default, Fannie or Freddie will pay off the loans (assuming Fannie and Freddie remain solvent). Non-conforming loans go into pools known as private-label…

…borrower gives the bank a cushion or the risk of high rates remains with the borrower. (The latter is a bad idea for anyone at risk of being liquidity-constrained.) The…

…defined contributions program involves aspects of risk beyond the portfolio risk that Mr. Conda discusses. But to be fair, my post focused on portfolio risk. Mr. Conda will be happy…

…als (and DeLong’s) explanation of the great depression. The paper does not confront the risk premia forecast by the model for 2008-2014 with the time series of actual risk premia….